IMF not fair

I feel that the International Monetary fund is not a fair organization. The IMF is a world money lender that lends countries money as short term loans for restructuring their economies. However, I feel that the IMF is doing more harm than good. This is because unlike the UN, the IMF is based on a point system, where the more the money a particular country puts into the bank, the more the money it can withdraw. Although this sounds financially good, it means that many of the poorer countries like African countries that need the money for their development cannot receive it because the governments are too poor to invest money in the bank. I feel that the IMF should be run like the UN where each country gets to vote on financial decision. Things are changing now as China, India, Russia and Brazil are developing very quickly, there share of the monetary system will increase, and thus they like the developed countries will be able to make important financial decision.